Trusted by M&A Professionals

The most rigorous
company valuation
platform

Generate 60+ page valuation reports with Big 4 methodology. Every report is cryptographically signed with HMAC-SHA256, verified via QR code, and includes auditable Excel with bidirectional reconciliation. Built to withstand the scrutiny of auditors, regulators and investors.

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IVS 2025 & IVSC compliantGDPR & SOC 2🔐 HMAC-SHA256 verified
IVS
IVS 2025 Standard
Complies with International Valuation Standards Council
Full International Data
Trusted international corporate and public data updated on a daily basis
CAPM
CAPM Build-Up
Full WACC: Rf + Beta×ERP + size + country + specific premiums
Cryptographic Integrity
Every report signed with HMAC-SHA256. Verify authenticity via QR.
Our Services

Three services, one platform

Professional-grade financial analysis tools used by M&A advisors, auditors and corporate finance teams worldwide.

Company Valuation

Full DCF, market multiples, comparable transactions, LBO, APV and Sum-of-the-Parts. 60+ page report with auditable Excel and cryptographic verification.

  • DCF + WACC/CAPM build-up
  • Market & transaction multiples
  • Sensitivity analysis & scenarios
  • Auditable Excel with reconciliation
  • AI-powered narratives (SofIA)
  • White label & QR verification
€549
Learn more →

Financial Due Diligence

Quality of earnings, normalised working capital, net debt analysis, and red flag detection across guided phases.

  • Quality of Earnings analysis
  • Net Debt bridge
  • Working capital normalization
  • Red flag detection
  • Guided 6-phase workflow
  • Professional DOCX/PDF report
€750
Learn more →

Advanced Financial Analysis

DuPont decomposition, Piotroski F-Score, margin & growth analysis, cash flow ratios and DCF bridge for deep financial health assessment.

  • DuPont decomposition (5 levels)
  • Piotroski F-Score
  • Margin & growth trends
  • Cash flow ratio analysis
  • DCF bridge reconciliation
  • AI narrative per section
€299
Learn more →
For You

Designed for every corporate stakeholder

Whether you manage a fund, advise on transactions, or want to know your company's worth.

Private Equity

Rigorous valuations for entry & exit, fundraising and portfolio monitoring. Defensible models for LPs, co-investors and investment committees.

Financial Due Diligence
60+ Page PDF Report
Scenario Analysis
Football Field & Sensitivity
NWC Analysis & Price Adjustment
LBO Analysis
Waterfall EV→Equity Bridge
DLOC/DLOM for minority stakes
Sample output
ENTERPRISE VALUE (DCF)
Low
€32.4M
High
€61.2M
Central
€45.8M
0+
Pages per report
Complete professional analysis
0
Methodologies
DCF, multiples, LBO, scenarios, NWC, DLOC/DLOM...
0
Modules
DCF, LBO, APV, DDM, NAV, SOTP...
0
% Precision
Excel = Backend to the cent
0
Hour
From inputs to complete report
Why iValuate

Three pillars that make us unique

We are not an online calculator. We are a professional valuation platform built to withstand the scrutiny of auditors, regulators and investors.

Real Auditability

  • Single calculation engine (live feed)
  • CHECKS sheet: Excel vs backend reconciliation
  • Bidirectional checks: no hidden state
  • Immutable Audit Trail with SHA-256 hash
  • HMAC-SHA256 cryptographic signature
  • QR verification on every report

Mathematical Reliability

  • Single calculation engine (live backend)
  • No hardcodes in frontend
  • WACC: CAPM Build-Up (Rf + Beta×ERP + premiums)
  • Terminal Value: Gordon + Exit Multiple
  • Mid-Year Convention (IVS 105)
  • NWC normalization & peg calculation

60+ Pages of Analysis

  • Detailed P&L, Balance Sheet, Cash Flow
  • EBITDA Normalization & Quality of Earnings
  • Football field, scenarios, sensitivity
  • Corporate profile, QA risks
  • Waterfall EV→Equity bridge
  • NWC Analysis with DSO/DIO/DPO
  • DLOC/DLOM valuation perspective
  • AI narratives (SofIA) — editable
Complete Platform

Everything you need to value a company

Financial Statements

P&L, Balance Sheet and Cash Flow with 5 historical years + projections. Automatic Excel import.

Complete DCF

Projected FCFs, WACC Build-Up (CAPM), Terminal Value (Gordon + Exit), mid-year convention.

Market Multiples

EV/EBITDA, EV/Revenue, P/E with international sector data. Q1/Median/Q3 quartiles.

LBO (Leveraged Buyout)

Sources & uses, debt waterfall, IRR/MoIC, returns attribution and credit statistics (leverage, coverage).

APV (Adjusted Present Value)

Adjusted present value with separate tax shields. Ideal for changing capital structures.

DDM (Dividend Discount)

Gordon, H-model and two-stage models. Dividend-based valuation for companies with stable payout policies.

NAV (Net Asset Value)

Asset-based valuation with liquidity, minority and NAV discounts. Holdings and real estate.

SOTP (Sum of the Parts)

Segment valuation with EV/EBITDA, EV/Revenue, PBV, NAV and holdco adjustment for conglomerates.

Waterfall EV→Equity

Detailed bridge from Enterprise Value to Equity Value with NWC peg, net debt and custom adjustments.

PPA (Purchase Price Allocation)

Purchase price allocation per IFRS 3. Intangible carve-out (brand, customer relationships, technology) and residual goodwill.

Advanced Methods

Beyond DCF: full coverage

Complex valuations require specific methodologies. iValuate incorporates 5 advanced methods that complement DCF and multiples for any situation.

LBO Analysis

Full leveraged buyout modeling: sources & uses, debt waterfall, IRR, MoIC and credit stats.

APV Model

Adjusted present value with separate tax shields for changing capital structures.

DDM

Gordon Growth, H-Model and Two-Stage for companies with stable dividend policies.

NAV

Asset-based valuation with liquidity and minority adjustments. Holdings and real estate.

SOTP

Sum-of-the-parts by segments with differentiated multiples and holdco adjustment.

Methodology

Academic rigor,
professional execution

Each valuation follows the International Valuation Standards (IVS 2025) and best practices of Big 4 firms and investment banks. No shortcuts or approximations.

01
Verified inputs
Financial import with automatic cross-validation. Coherence flags.
02
Single calculation engine
Backend executes computeAll(): DCF + Multiples + Scenarios + Sensitivity in one step.
03
Immutable snapshot
Each calculation generates a snapshot with inputHash + engineVersion + marketDataVersion.
04
Reconciled outputs
PDF (60+ pgs), formulaic Excel and Frontend read from the same snapshot. Zero divergence.
Free Cash Flow Projection
20252036
Football Field — Method Convergence
DCFEV/EBITDAEV/RevenueP/E
Auditable Excel

An Excel that a CFO respects

Not a data export. It is a complete financial model with 12 structured sheets, live formulas, coherence checks and bidirectional reconciliation.

INPUTS

Editable parameters. Only unlocked sheet.

HISTORICAL

5 years of historical financial statements.

PROJECTIONS

Revenue, margins, projected FCFs.

WACC

Complete build-up: Rf, Beta, ERP, premiums.

DCF_VALUATION

PV of FCFs, Terminal Value, EV bridge.

SENSITIVITY

2D Matrix: WACC vs Terminal Growth.

SCENARIOS

Weighted Base/Optimistic/Pessimistic.

CHECKS

Bidirectional reconciliation: Excel ↔ Backend. HMAC-SHA256 fingerprint. Zero hidden state.

NWC ANALYSIS

DSO, DIO, DPO vs sector. NWC peg for price adjustment.

NORMALIZATION

EBITDA adjustments + UFCF bridge with correct sign convention.

PERSPECTIVES

DLOC/DLOM discounts. Minority vs control vs marketability.

CHECKS Sheet: The proof that convinces an auditor

Automatically reconciles EV, Equity and WACC between the formulaic Excel and the backend. Shows delta, tolerance applied by company tier, and OK/WARNING status. Includes bidirectional check to demonstrate absence of hidden state.

Full Valuation Report
Professional Report

60+ pages of rigorous analysis

Browse the sections of the real report generated by iValuate for Startech SA.

Full Valuation Report · 60+ pages · White Label
Cover
Full Valuation Report · Pg. 1/15
Cover
AUDITABLE EXCEL — Full Valuation Report Only
—Checks
—Warnings
—Max Delta
—Hojas
—Formulas
Startech_SA_Valuation_Auditable_Model.xlsxiValuate — Audit-Ready Excel Mode
G4fx=IF(ABS(C4-D4)/MAX(C4,1)<F4, "✓ OK", "⚠ WARNING")
⊙ CHECKS SHEET — BIDIRECTIONAL RECONCILIATION EXCEL vs BACKEND
#MetricExcel ValueBackend ValueDeltaStatus
3Enterprise Value18.200.000 €18.200.000 €—...
4Equity Value15.000.000 €15.000.000 €—...
5WACC10,500%10,500%—...
6Terminal Value18.823.529 €18.823.529 €—...
7PV Explicit FCFs6.780.000 €6.780.000 €—...
8Net Debt3.200.000 €3.200.000 €—...
9Normalized EBITDA2.110.000 €2.110.000 €—...
10Bidirectional Recomp.Full recalcFull recalc—...
Tolerance by range: EV <10M = ±0.25% | 10-100M = ±0.10% | >100M = ±0.05% | Generated HMAC SHA256 | Ref. IVS-IV360-2025
AUDIT DASHBOARD
0/8checks passed
0,000%
Max Delta
0
Warnings
100%
Reconciled
12
Linked Sheets
CHECK COVERAGE BY AREA
DCF
100%
Balance
100%
EBITDA
100%
WACC
100%
Bridge
100%
Model 100% reconciled
Live and auditable formulas12 interconnected sheetsAudit-Ready for Big 4
Verification & Audit

Every report is cryptographically verified

Triple verification system that guarantees the integrity of every valuation: from the PDF to the Excel and a public validation page.

QR Code in PDF Report

Every page of the report includes a QR code linking to the verification page. Anyone can scan the QR to confirm the report is authentic and has not been altered.

CHECKS in the Excel

The CHECKS sheet in the auditable Excel reconciles every figure with the backend via HMAC-SHA256. Delta 0.000%, zero hidden state, bidirectional — irrefutable proof for audit.

✓ PASS

Validation Page

Dedicated public page where any third party (auditor, investor, regulator) can verify report authenticity by entering the verification code.

HMAC-SHA256 · Zero Hidden State
How It Works

From inputs to report in 1 hour

STEP 1

Upload financials

Import P&L, Balance Sheet and Cash Flow. Smart import: any Excel template, any language.

STEP 2

Configure

Parameters, sector and corporate profile. DLOC/DLOM, TV method, mid-year convention.

STEP 3

Generate AI

DCF, multiples, scenarios, sensitivity, NWC analysis, LBO. SofIA narratives included.

STEP 4

Internal Validation

Coherence checks, Excel reconciliation, and cryptographic signature.

STEP 5

Download

PDF + auditable Excel ready to deliver. QR-verified certificate included.

Simple Pricing

Pay per service

Purchase credits for each service. No subscriptions required — use them when you need them.

MOST POPULAR

Company Valuation

Full DCF, market multiples, comparable transactions, LBO, APV and Sum-of-the-Parts. 60+ page report with auditable Excel and cryptographic verification.

€549
per credit
Buy Valuation Credit
  • DCF + WACC/CAPM build-up
  • Market & transaction multiples
  • Sensitivity analysis & scenarios
  • Auditable Excel with reconciliation
  • AI-powered narratives (SofIA)
  • White label & QR verification

Financial Due Diligence

Quality of earnings, normalised working capital, net debt analysis, and red flag detection across guided phases.

€750
per credit
Buy FDD Credit
  • Quality of Earnings analysis
  • Net Debt bridge
  • Working capital normalization
  • Red flag detection
  • Guided 6-phase workflow
  • Professional DOCX/PDF report

Advanced Financial Analysis

DuPont decomposition, Piotroski F-Score, margin & growth analysis, cash flow ratios and DCF bridge for deep financial health assessment.

€299
per credit
Buy AFA Credit
  • DuPont decomposition (5 levels)
  • Piotroski F-Score
  • Margin & growth trends
  • Cash flow ratio analysis
  • DCF bridge reconciliation
  • AI narrative per section

Enterprise

Volume pricing, custom integrations and dedicated support for teams.

Contact Sales
Frequently Asked Questions

We answer your questions

We apply DCF (Discounted Cash Flow) with WACC via CAPM Build-Up (Duff & Phelps/Kroll), market multiples (EV/EBITDA, EV/Revenue, P/E) with updated international data, and scenario analysis. All compliant with IVS 2025 & IVSC.
It is a complete financial model with 12 sheets: INPUTS (editable), HISTORICAL, PROJECTIONS, WACC, DCF_VALUATION, SENSITIVITY, COMPARABLES, SCENARIOS, CHECKS, and more. All calculation cells contain live formulas. The CHECKS sheet automatically reconciles Excel vs Backend.
Yes, with the Full Valuation Report. Upload your logo, firm name, and contact details. The PDF report and Excel cover are generated with your corporate identity. Your client sees your brand, not ours.
Equity Risk Premium, sector betas and benchmark parameters from recognized international sources (Damodaran, Kroll, ECB), updated periodically. Risk-free rate from the 10Y sovereign bond. All documented and traceable.
The CHECKS sheet compares EV, Equity Value and WACC calculated by the Excel formulas vs the backend values. It shows absolute and relative delta, applies tolerance by tier, and shows OK/WARNING status.
Yes. Data is stored encrypted on European servers. Full compliance with GDPR and SOC 2 standards. Each valuation is associated solely with its owner.
Once the financial data is entered, the calculation engine runs the entire valuation (DCF, multiples, scenarios, sensitivity) in seconds. The 60+ page PDF report, once validated, is generated in less than 3 minutes.
Yes. You can adjust any parameter (WACC, terminal growth, weightings, etc.) and recalculate. Each recalculation generates a new versioned snapshot, maintaining the complete version history.
The Pre-Valuation Report offers a simplified valuation with a basic 30+ page PDF report. The Full Valuation Report includes a detailed 60+ page report, auditable Excel with CHECKS reconciliation sheet, white label with your brand, EBITDA normalization, ESG analysis, advanced scenarios and priority support.
Of course. You can register and explore the entire platform without commitment. You will see the complete interface, available modules and can familiarize yourself with the workflow before generating your first valuation.
Every report is signed with HMAC-SHA256 before delivery. The signature covers all valuation inputs and outputs, creating a unique fingerprint. Recipients can scan the QR code on the report to verify its authenticity and confirm no data has been altered since generation.
The Net Working Capital peg is the difference between the current NWC and the normalized target NWC. In M&A transactions, this difference adjusts the final price at closing. iValuate calculates it automatically and integrates it into the EV→Equity Waterfall.
Gordon Growth Model calculates Terminal Value as a perpetuity (FCF × (1+g) / (WACC-g)). Exit Multiple uses a sector EV/EBITDA multiple applied to the terminal year EBITDA. iValuate calculates both and reconciles them, flagging discrepancies above 15%.
Yes. iValuate includes a full valuation perspective module supporting control, minority, and marketability perspectives. DLOC benchmarks from Mergerstat and Kroll, DLOM from Restricted Stock Studies and Pre-IPO studies. Applied sequentially, not summed.
The Data Hub automatically imports trial balances, debt schedules (for Kd cost and net debt), IFRS 16 leases (ROU, liability), accounts receivable aging (provisions → normalization) and extraordinary items. Each parser validates, reconciles and feeds directly into valuation modules without manual intervention.
Detailed revenue quality analysis: customer concentration (top 1, 3, 5), retention rates, contractual backlog, breakdown by product and geography. These indicators automatically feed the specific risk premium in the WACC calculation and QoE scoring.
Yes. The PPA module enables purchase price allocation per IFRS 3: identification and carve-out of identifiable intangibles (brand, customer relationships, technology, contracts), residual goodwill calculation and fair value documentation for audit.
Three internationally recognized models: Beneish M-Score (accounting manipulation probability), Altman Z-Score (bankruptcy risk) and Piotroski F-Score (financial strength). Each result includes reference thresholds, interpretation and automatic flagging in the report.

Ready to value
with professional rigor?

Generate your first professional valuation report. Big 4 methodology, international source data and auditable Excel included.

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IVS 2025 compliantInternational source dataCAPM Build-Up🔐 HMAC-SHA256 verified